Don’t miss the opportunity to grow, learn, and transform.

Our mission is to equip seniors with practical skills, real world knowledge, and renewed confidence so they can live independently, stretch their income, and create a life filled with purpose and possibility.


100 Ways to Save in Retirement is a compact yet powerful resource with 14 pages of practical guidance. The ebook is organized into easy-to-navigate chapters, each focused on a different category of retirement savings. You’ll find:

Jeff Kayle is a digital strategist, community builder, and founder of Retiring on a Budget, a global community serving hundreds of thousands of seniors. Through online training, webinars, and practical education, he helps older adults gain confidence with technology, budgeting, and income opportunities.
His mission is simple: empower seniors with the tools and training they need to live independently and thrive in today’s world.






If you have been quietly feeling frustrated, overwhelmed, or unsure in today’s fast changing world, you are not alone. Many seniors are facing challenges that no one prepared them for.

"One major thing I’ve learned from this group is the power of being intentional about building multiple income streams. That shift in mindset pushed me to take smarter financial steps, especially by leveraging my portfolio more strategically through PASSIVE. It’s been my biggest edge in creating extra income and has brought real relief to me and my family."

"As we age, our brains do not tell us we’re dehydrated by causing us to experience thirst. If older people just consumed more fluids, they would avoid so many health issues, some quite serious."

"That I don't have to accept advertised prices for streaming services. In the last week I have renewed my SiriusXM for less than I was paying last year; and asked for a senior discount with a TV streaming service. The latter went from $110 to $60 for 12 months of service. All I said is I'm retired, and I can't afford all these streaming services. Someone gave specific instructions on how to get the best SiriusXM rate. It worked... thanks! And I just decide to try it today with a TV service."

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In this course, you will learn:

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Inside this training, you will discover:

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If you are interested in being notified about our free webinars, please sign up below to join our Webinar Interest List and receive updates from the Retiring on a Budget group. We will email you when new free webinars become available through the Retiring on a Budget group.